Niche Occupation Program

We offer niche home buying programs for certain occupations! If you are a first responder or a school employee you may be eligible. This program offers down payment assistance and/or assistance for your closing costs as a grant that can be used towards your down payment and/or your closing costs. The income limits for this program are flexible, and the credit score for this program typically begins at 640.

Niche Occupation Program Types

This program offers down payment assistance and/or assistance for your closing costs as a grant that can be used towards your down payment and/or your closing costs..

School Employees

School employees refers to teachers, school administration, and school staff (both public and private).

First Responders

First responders refers to Medical and healthcare workers, law enforcement, firefighters, paramedics, emergency medical technicians, and fire support staff • If your niche occupation is not on this list contact us and we can help you find out whether you are eligible for this program or not.

Features of Niche Occupation Program

All loans are not created equal, Niche Occupation Program has become a great option for people to use.

Down Payment Assistance

Get assistance going towards your down payment and/or your closing costs with a grant.

Enjoy the best rates

Loan rates under Niche Occupation Program are very attractive.

No First-Time Home Buyer Requirement

If you are currently employed as one of the select niche occupations you can qualify for this homebuying program for teachers, law enforcement, firefighters, paramedics, healthcare workers, and other first responders!

Get Up To 5% Of Your First Mortgage Amount Back As A Grant

If you do not have enough money prepared for a down payment, you can get up to 5% of the first mortgage loan amount back as a grant!